You can access our Web site home page and browse our site without disclosing your personal data.
Our Web site does not enable our visitors to communicate with other visitors or to post information to be accessed by others.
Our Web site includes a link to a third party Web service provider.
Such third party Web service providers may collect personal data about our visitors.
We automatically log personal data by means such as programming or we link information automatically logged by such means with personal data about specific individuals.
We do so for the following purposes:
Technical administration of the Web site
Aggregated Website Traffic Analysis
Customer Request Fulfillment
We use cookies to store personal data or we link information stored in cookies with personal data about specific individuals.
We do so for the following purposes:
Technical administration of the Website
Aggregated Website Traffic Analysis
Customer Request Fulfillment
We collect the personal data that you may volunteer while using our services.
We do not collect information about our visitors from other sources, such as public records or bodies, or private organizations.
If we wish to use your personal data for a new purpose, we offer you the means to consent to this new purpose:
by indicating in a box at the point on the site where personal data is collected.
We do not knowingly collect personal data from children.
We do not take specific steps to protect the privacy of children who disclose their personal data to us.
We do not provide information about our personal data practices in relation to children on our home page, or at those sites on our Web site where we collect personal data.
We do not disclose your personal data to our subsidiaries or other organizations.
We give you the option of using a secure transmission method to send us the following types of personal data:
identifiers (such as credit card details, Web site password)
Portal (if applicable)
We have implemented security policies, rules and technical measures to protect the personal data that we have under our control from:
unauthorized access
improper use or disclosure
unauthorized modification
unlawful destruction or accidental loss
All our employees and data processors, who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitors' personal data.
We ensure that your personal data will not be disclosed to State institutions and authorities except if required by law or other regulation.
You can ask us, by:
Visiting our contact page
We will provide you with a readable copy of the personal data which we keep about you, within a month, although, we may before require proof of your identity. We will provide the information without any charge.
We allow you to challenge the data that we hold about you and, where appropriate, you may have the data:
erased
rectified or amended
completed
We reserve the right to refuse to provide our visitors with a copy of their personal data, but will give reasons for our refusal.
We do, however, allow you to challenge our decision to refuse to provide you with a copy of your personal data.
This is general information made
available to the public. It is not intended to provide specific advice or to
take the place of a personal consultation. This information should be
considered only as one of many resources to assist in developing a retirement
plan. It is the sole responsibility of the reader to conduct his or her own due
diligence before taking action.
The contents are obtained from sources
deemed reliable but are not guaranteed as to accuracy or completeness and are
not to be construed as tax, legal or investment advice. If expert guidance is
required, the services of a competent professional should be sought before
acting on any information contained herein.
While care has been taken to provide
accurate and current information, the ideas, suggestions, strategies, general
principles and conclusions presented are solely of the presenter. Only
insurance contracts themselves contain
the policy provisions.
Earnings Disclaimer
Thissite is not a part of the Facebook website or Facebook Inc. Additionally, This site is NOT /endorsed by Facebook in any way. FACEBOOK is a trademark of
FACEBOOK, Inc. IMPORTANT: Earnings and Legal Disclaimers Earnings and income representations made by timefreedom.foundation, and their advertisers/sponsors are aspirational statements only of your earnings potential. The success of timefreedom.foundation’s owners, testimonials and other examples used are exceptional, non-typical results and are not intended to be and are not a guarantee that you or others will achieve the same results. Individual results will always vary and yours will depend entirely on your individual capacity, work ethic, business skills and experience, level of motivation, diligence in applying the timefreedom.foundation Services, the economy, the normal and unforeseen risks of doing business, and other factors. The timefreedom.foundation
Services, timefreedom.foundation individually, are not responsible for your actions. You are solely responsible for your own moves and decisions and the evaluation and use of our products and services should be based on your own due diligence. You agree that the timefreedom.foundation Services are not liable to you in any way for your results in using our products and services. See our Terms & Conditions and Privacy Policy for our full disclaimer of liability and other restrictions. The timefreedom.foundation Services, including timefreedom.foundation personally, may receive compensation for products and services they recommend to you. timefreedom.foundation personally uses a recommended resource unless it states otherwise. If you do not want the timefreedom.foundation Services timefreedom.foundation to be compensated for a recommendation, then we advise that you search online for the item through a non-affiliate link. Do you have questions about any of the timefreedom.foundation Services? Are you wondering if the services will work for you? We will contact you after you fill out the form at the end of the webinar. We will be happy to discuss your goals and how the timefreedom.foundation services may help you.
This website is operated by timefreedom.foundation (“Company,” “we,” “us,” or “our”), through our website timefreedom.foundation (“Website”), offers [Product/Service name(s)] (collectively, “Products and Services”), and from time to time may offer other products or services, for sale. Company offers Products and Services for sale subject to these Terms and Conditions of Use (the “Terms”), which may be updated by us from time to time.
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By accessing our Website and/or
using our Products and Services in any way, you are agreeing to comply with and
be bound by these Terms. In addition, when using our Website, you agree to abide by any posted guidelines for
all of our Products and Services, which may change from time to time, and to
comply with all applicable laws, regulations and rules. If you object to any of
these Terms, any guidelines, or any subsequent modifications, or if you become
dissatisfied with the Website or our Products and Services, you should
immediately discontinue use of the Website. These Terms remain in force and
effect as long as you are a user of the Website and/or a registered user. In the event of
termination of any membership, service or feature, you will still be bound by
your obligations under these Terms, including any indemnifications, warranties
and limitations of liability. You should periodically review these Terms.
Company reserves the right, at any time, to change the Terms by publishing
revised terms on the Website. Any use of the Website and/or our Products and
Services by you after our publication of any such changes shall constitute your
acceptance of these Terms, as modified, with regard to any additional use of the Website
or additional purchase of Products and Services. You agree that Company is
permitted to access and use any other information provided by you to provide
Products and Services and, if necessary, to access such information to obtain
contact information in order to provide notifications relating to the Products
and Services we provided to you.
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IF YOU DO NOT AGREE TO THESE TERMS,
DO NOT USE THIS WEBSITE. BY USING THE WEBSITE AND AGREEING TO THESE TERMS, YOU
CONFIRM THAT YOU ARE AT LEAST 18 YEARS OLD AND THAT YOU ARE LEGALLY COMPETENT
TO ENTER INTO A CONTRACT.
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Access to the Website and
Restrictions on Your Use
•
Company grants you a limited,
revocable, nonexclusive, non-transferable license to access our Website and use
our Products and Services for your own personal use only. You may not download
or modify any portion of the Website except as expressly permitted by Company.
No Materials (as defined hereinbelow) from the Website may be copied,
reproduced, republished, uploaded, posted, transmitted, or distributed in any
way without our express, written permission. Violation of these Terms results
in the automatic termination, without notice, of your license to access the
Website and also may constitute the infringement of Company’s copyright, trademark and/or other
rights. You agree not to access or try to access any computer system of
Company, its programs or its data that are not made available for public use.
Except as expressly stated herein, you are not granted any right or license, by
implication, estoppel, or otherwise, in or to any patent, trademark, copyright,
or proprietary right of Company or any third party, in connection with your use
of the Website and any Materials provided by Company or any third party on the
Website. Elements of the Website, including custom graphics, images, logos,
page headers, sounds, button icons, and the “look and feel” of the Website
(including its design, layout, color combinations, button shapes and other
graphical elements) are protected by copyright, trade dress and other state and
federal laws and may not be copied or imitated, in whole or in part.
•
You agree that you will not do any
of the following:
a. Use any data mining, robots, spiders, or similar data-gathering and
extraction methods within the Website or in any way reproduce or circumvent the
navigational structure or presentation of the Website or its contents.
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b. Circumvent, disable or interfere
with the security of the Website or features that prevent, limit or restrict
use or copying of the Website or any Materials.
•
c. Copy, reproduce, republish,
upload, post, transmit, or distribute in any way any Materials, in whole or in
part, without our written permission, other than as expressly allowed by us.
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d. Transmit any software or other
materials containing viruses, worms, Trojan horses, defects, date bombs, time
bombs or other destructive or harmful items.
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e. Modify, adapt, sub-license,
translate, sell, reverse engineer, decompile or disassemble any portion of the
Website or attempt to derive any source code or underlying ideas or algorithms
on the Website.
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f. Do anything that imposes or may
impose, in our sole judgment, an unreasonable or disproportionately large load
on our (or our
third party
providers’) infrastructure.
•
g. “Frame” or “mirror” the Website
or any part.
•
h. Use the Website or any Materials
for any unlawful purpose.
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i. Spam or flood.
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j. Resell or make commercial use of
the Website or Materials; or (b) make any derivative use of the Website or
Materials.
•
Privacy Policy
Company’s Privacy Policy, as displayed on our Website, is part of these Terms.
Please read it, because you are agreeing that it applies to our collection and
use of information from you.
•
Purchasing Items Featured on our
Website
•
Company takes reasonable
precautions to try to ensure that any prices quoted on the Website are correct,
and to describe the items available on the Website as accurately as possible.
However, when ordering Products or Services featured on the Website, please
note that the Company does not warrant that product and service descriptions
are accurate, complete, reliable, current, or error-free. If a Product or
Service described on the Website is not as described when you receive or use
it, you should contact our customer service department at our email below.
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Pricing Errors and Omissions
•
Please be aware that prices,
availability and other purchase terms are subject to change without prior
notice. We make every effort to
insure
the accuracy of the information on the Website and if errors are discovered, we
correct them. Be advised that the Company reserves the right to revoke any
stated offer to correct any errors, inaccuracies, or omissions, including after
an order has been submitted, after it has been confirmed, or after your credit
card has been charged.
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Cancellation and Refund Policy
•
There are no refunds, no returns
and no cancellations
•
Refund Policy
You agree there is no refund policy, cancellation or returns for any of our
services.
•
Modification or Suspension of the
Website
You agree that Company, in its sole discretion, may make, and at any time,
modify, discontinue, or suspend its operation of this Website, or any part
thereof, temporarily or permanently, without notice to you, and you agree that
we will not be liable for the consequences of doing so.
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Content Disclaimer
THE COMPANY AND ITS OWNERS, PRINCIPALS, REPRESENTATIVES AND AGENTS ASSUME NO
RESPONSIBILITY FOR ANY CONSEQUENCE RELATING DIRECTLY OR INDIRECTLY TO ANY
ACTION OR INACTION YOU TAKE BASED ON THE INFORMATION, PRODUCTS, SERVICES, OR MATERIALS
ON THE WEBSITE. WHILE THE COMPANY STRIVES TO KEEP THE INFORMATION ON THE
WEBSITE AND ON THE FEATURED PRODUCTS AND SERVICES ACCURATE, COMPLETE, AND
UP-TO-DATE, WE CANNOT GUARANTEE, AND WILL NOT BE RESPONSIBLE FOR, ANY DAMAGE OR
LOSS RELATED TO THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THE INFORMATION ON
THE WEBSITE AND IN PRODUCTS AND SERVICES FEATURED ON THE WEBSITE.
YOUR USE OF THE WEBSITE IS SUBJECT TO ANY ADDITIONAL DISCLAIMERS AND CAVEATS
THAT MAY APPEAR THROUGHOUT THE WEBSITE AND WITH PRODUCTS AND SERVICES FEATURED
BY US.
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Disclaimer of Warranties With
Respect to Use of Website and Products and Services
THE WEBSITE AND ALL PRODUCTS AND SERVICES FEATURED ON IT ARE PROVIDED ON AN “AS
IS” AND “AS AVAILABLE” BASIS. EXCEPT AS SPECIFICALLY PROVIDED HEREIN, TO THE
FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE COMPANY EXPRESSLY
DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING,
WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE AND NON-INFRINGEMENT.
WHILE THE COMPANY USES REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP TO DATE
INFORMATION ON THE WEBSITE, THE COMPANY DOES NOT MAKE ANY WARRANTY THAT THE
WEBSITE WILL MEET YOUR REQUIREMENTS, OR THAT ACCESS TO THE WEBSITE WILL BE
UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE
CORRECTED. THE COMPANY MAKES NO WARRANTIES AS TO THE RESULTS THAT MAY BE
OBTAINED FROM THE USE OF THE WEBSITE OR THE PRODUCTS AND SERVICES FEATURED
THEREON, OR AS TO THE ACCURACY, QUALITY, OR RELIABILITY OF ANY INFORMATION
OBTAINED THROUGH THE WEBSITE.
YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE
OBTAINED THROUGH THE USE OF THE WEBSITE IS USED AT YOUR OWN RISK AND THAT YOU
WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF
DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE
COMPANY OR THROUGH THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE
HEREIN.
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Limitations of Liability and
Damages
YOU AGREE THAT COMPANY’S LEGAL LIABILITY, INCLUDING THE LIABILITY OF ITS
AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES OR AGENTS, FOR ANY
CLAIM MADE BY YOU ARISING OUT OF YOUR USE OF THE WEBSITE OR PURCHASE OF
PRODUCTS OR SERVICES OFFERED THEREON SHALL BE LIMITED TO THE AMOUNT YOU PAID TO
COMPANY, EXCEPT AS PROVIDED IN THE ARBITRATION AGREEMENT BELOW. UNDER NO
CIRCUMSTANCES WILL SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES BE
AWARDED, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME
STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL
DAMAGES, SO THIS EXCLUSION MAY NOT APPLY TO YOU. EXCEPT AS PERMITTED BY LAW,
NOTHING IN THIS PARAGRAPH IS INTENDED TO MODIFY THE PROVISIONS OF CALIFORNIA
BUSINESS AND PROFESSIONS CODE §§ 6400, et seq., IF APPLICABLE.
•
Compliance With Laws
You agree to comply with all applicable federal, state and local laws,
regulations, rules and ordinances regarding your use of the Website, including,
without limitation, laws regarding import/export of technical data by virtue of
your online transmission.
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Indemnity
You agree to defend, indemnify and hold Company, its affiliates, officers,
subsidiaries, affiliates, successors, assigns, directors, officers, agents,
service providers, attorneys, suppliers and employees, harmless from any claim
or demand, including reasonable attorneys’ fees and court costs, made by any
third party due to or arising out of your use of the Website or our Products
and Services, your violation of the Terms, or your breach of any of your
acknowledgements, agreements, representations, warranties and obligations
herein.
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YOU ACKNOWLEDGE THAT COMPANY HAS
SET ITS PRICES AND HAS PROVIDED ACCESS TO THE WEBSITE IN RELIANCE ON THESE
LIMITATIONS OF LIABILITY AND DAMAGES AND THE INDEMNITY IN THESE TERMS, AND THAT
THOSE LIMITATIONS ARE AN ESSENTIAL BASIS UPON WHICH COMPANY PROVIDES ITS
WEBSITE AND OFFERS ITS PRODUCTS AND SERVICES. YOU AGREE THAT THE LIMITATIONS OF
LIABILITY AND DAMAGES AND THE INDEMNITY IN THESE TERMS SURVIVE AND APPLY EVEN
IF FOUND TO HAVE FAILED OF THEIR ESSENTIAL PURPOSE.
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Links to Third Party Sites
The Website may link to other websites that are independent of Company. These
links are provided only as a convenience. We make no representation or warranty
as to the accuracy, completeness or authenticity of the information contained
in, or the products or services provided or sold by, any such site. You visit
any such website at your own risk. You agree that Company is not responsible
for any loss or damage of any sort you may incur from dealing with such third party website(s).
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Ownership of Content
Company owns and operates this Website. Company or third parties own all right,
title and interest in and to the materials provided on this Website , including
but not limited to the “look and feel” of the Website (including its design,
layout, color combinations, button shapes and other graphical elements),
information, documents, logos, graphics, sounds, page headers, button icons,
service marks, trademarks, trade dress, and images (collectively, the
“Materials”). Except as otherwise expressly provided by us, you may not copy,
republish, reproduce, upload, download, display, post, distribute, or transmit
the Materials in any way. Nothing on this Website confers any license, express
or implied, of Company’s intellectual property rights. Any rights not expressly
granted to you by these Terms are reserved by us.
•
All Website design, text, graphics,
and the selection and arrangement thereof, are owned by Company. Copyright ©
2022, timefreedom.foundation. ALL RIGHTS RESERVED.
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Enforcement of Rules and
Policies
We may investigate any reported violation of our policies or complaints and
take any appropriate action that we deem appropriate. While we are not
obligated to take any action, such action may include, but is not limited to,
issuing warnings or suspension or termination of your rights to use our
Website. You agree that Company shall not be liable to you or any third party
for any termination of your access to the Website, and you agree not to attempt
to use the Website after said termination. We also reserve the right to report
any activity that we suspect violates any law or regulation to appropriate law
enforcement officials or other third parties.
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In order to protect our rights,
property, personal safety, and those rights, property and the personal safety
of our users and viewers, and to ensure the integrity and operation of our
business and systems, we may choose to cooperate with any law enforcement
request for information or documents, any administrative, civil or criminal
subpoena, or any court order, and we may disclose your information (including,
without limitation, user profile information (i.e. name, e-mail address, etc.),
IP addressing traffic information, and usage history regarding a user in
connection with such circumstances.
You are solely responsible for the content that you submit on or through the
Website, and any content or information that you transmit to other users or
third party advertisers on the Website.
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Governing Law
•
The Terms and the relationship
between you and Company shall be governed by the laws of the State of New York
without regard to any conflicts of laws principles.
•
Digital Millennium Copyright Act
•
If you are a copyright owner or an
agent and believe that any Material or content on this Website infringes your
copyright, you may submit a notification under the Digital Millennium Copyright
Act (“DMCA”) by providing the following information in writing (see 17 U.S.C
512(c)(3) for further detail):
a. A physical or electronic signature of a person authorized to act on behalf
of the owner of an exclusive right that is allegedly infringed;
•
b. Identification of the
copyrighted work claimed to have been infringed, or, if multiple copyrighted
works at a single online site are covered by a single notification, a
representative list of such works at that site;
•
c. Identification of the material
that is claimed to be infringing or to be the subject of infringing activity
and that is to be removed or access to which is to be disabled and information
reasonably sufficient to permit the service provider to locate the material
•
d. Information reasonably
sufficient to permit the service provider to contact you, such as an address,
telephone number, and, if available, an electronic mail;
•
e. A statement that you have a good
faith belief that use of the material in the manner complained of is not
authorized by the copyright owner, its agent, or the law; and
•
f. A statement that the information
in the notification is accurate, and under penalty of perjury, that you are
authorized to act on behalf of the owner of an exclusive right that is
allegedly infringed.
•
Communications should be directed
to our customer service department via our email.
•
In order to contact Company
regarding a complaint about the Website or Materials, please Contact Us.
•
Severability of Agreement
•
If any provision of the Agreement
is found by a court or other binding authority to be invalid, you agree that
every attempt shall be made to give effect to the parties’ intentions as
reflected in that provision, and the remaining provisions contained in this
Agreement shall continue in full force and effect.
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Electronic Signatures and
Agreements
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You acknowledge and agree that by
clicking on the button labeled “SUBMIT”, “DOWNLOAD”, “I ACCEPT” or such similar
links as may be designated by the Company to accept the terms and conditions of
these Terms, you are submitting a legally binding electronic signature and are
entering into a legally binding contract. You acknowledge that your electronic
submissions constitute your agreement and intent to be bound by this Agreement.
Pursuant to any applicable statutes, regulations, rules, ordinances or other
laws, including without limitation the United States Electronic Signatures in
Global and National
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Technical Support
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If you encounter a technical
problem printing or accessing your completed application, or some other
problem, our customer service representatives may be able to help.
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If you ask a customer service
representative to remotely control your computer in order to try to resolve
your problem, you acknowledge and accept that Company is not liable for any
technical problems that may persist or arise with your computer after doing so.
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Miscellaneous
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These Terms constitute the entire
agreement between you and Company. They govern your use of the Website and
Materials and supersede any prior agreements between you and us. Company’s
failure to exercise or enforce any right or provision of the Terms shall not
constitute a waiver of such right or provision. The Terms do not limit any
rights that Company may have under trade secret, copyright, patent or other
laws. Company’s employees are not authorized to modify the Terms, or to make
any additional representations, commitments, or warranties binding on Company,
except in writing signed by an authorized Company officer. If any provision of
these Terms is found to be invalid, you agree that the other provisions of the
Terms remain in full force and effect.
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You warrant, represent and agree
that, by using the Website and/or the Products or Services, you (i)
have carefully read and considered these Terms and fully understand its
contents, (ii) are consenting to these Terms of your own free will, based upon
your own judgment and without any coercion or fear of retaliation, and (iii)
you have had a chance to consult independent legal counsel with respect to
these Terms.
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In the event that you breach these Terms, Company will, in addition to all other available
remedies, be entitled to the equitable remedies of a temporary restraining
order, preliminary and/or permanent injunction.
TimeFreedom.Foundation only provides access to affiliates and references for your education. We do not give advice or suggest what to do with your time or finances. We encourage you do your due diligence when making financial decisdions.
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